Two formulas

Leasing on purchase

You buy a machine from Jacalis, new or used up to 8 years old. ING Lease buys the machine from Jacalis and you pay a fixed monthly amount. At the end you take it over at the agreed residual value.

Sale and lease back

Do you own a machine that is no more than 8 years old? ING Lease buys it from you and leases it straight back to you. That frees up the capital tied up in your machine while you simply keep using it.

Conditions

• For whom: companies (VAT registered) in Belgium and the Netherlands. You do not need to be an ING customer beforehand.

• Which machines: earthmoving, construction and agricultural machines, forklifts, aerial work platforms, telehandlers, trucks and vans.

• Age: new, or used up to 8 years old.

• Amount: from 10,000 euros excl. VAT per contract. We discuss larger fleets together.

• Term: 24 to 60 months.

• Residual value: 1% for used machines. For new machines (less than 6 months old): 5% (financial leasing) or 16% (renting).

Calculate your monthly amount

Enter the price of the machine and choose your formula. You immediately see an indicative monthly amount.

How it works

1. Choose your machine. From our stock, or tell us which of your own machines you want to lease back.

2. Calculate and apply. Use the calculator and send us your details. We prepare the file.

3. ING Lease decides. You get a quick answer, receive the proposal and sign digitally.

4. Get to work. When you buy, ING Lease pays Jacalis and we deliver the machine. You pay ING Lease monthly.

Why lease?

• Your working capital stays free. For your day-to-day business and other investments.

• Fixed monthly amount. A predictable cost, no surprises.

• Invest sooner. No waiting until the funds are there.

• Clear for tax purposes. With financial leasing you depreciate the machine yourself; with renting the rentals are business expenses. Discuss this with your accountant.